Card Systems Optimization

Accelerate growth, enhance security and minimize fraud

Industries/ Banking & Financial Services/ Retail Banking/ Reshape Core Retail, Payments and Cards /Card Systems Optimization

Do you have plans to expand your card offerings to support new products and markets? Along with its many opportunities, a global market’s challenges include diverse regulatory environments, product variations and multiple currencies. Whether targeting a new region, new technology, or a competitive new product, NTT DATA can help you manage the complexities of business expansion, accelerate growth, enhance security and minimize fraud.  We have worked extensively with leading financial institutions to reengineer their card services.

Turn to us when you need to:

  • Refine card-related applications to align with CHIP and PIN technology as well as contactless and mobile wallets
  • Enhance existing card technology to accept varied brands of cards and develop new POS devices to enhance the customer experience
  • Improve applications to support a diverse regulatory environment
  • Integrate existing systems with newly outsourced applications
  • Access qualified domain experts to analyze trends and optimize existing systems

  NTT DATA has provided card-issuing IT services to the largest players in the global card industry for nearly two decades

Our solutions:

Card Acquisition
Services and solutions including:
  • Acquirer and merchant management
  • Merchant commission calculation engine
  • Reengineering of cards transaction authorization and switching management
Card Issuing

Process and program management including:

  • Program setup
  • Fee and charging
  • Delinquency
  • Cards authorization application improvement
  • Scripting
  • Engine for Smart Card chip cards
  • Account management including cardholder management, limits and credit scoring
Card Processing

Solutions and services including:

  • Clearing and settlement systems
  • Dispute and chargeback management
  • Network and cards scheme rule compliance
  • Message handling
Reshape Core Retail, Payments and Cards