Retail Banking

Transform from a foundation of operational and compliance excellence

Industries/ Banking & Financial Services /Retail Banking

Modernize and simplify to accelerate progress

As retail banks work towards realizing customer-centric digital strategies, they also face increasing regulatory pressure, margin erosion, and threats from nontraditional competitors. NTT DATA helps clients define strategic direction and execute the operational and technological changes needed to grow and evolve their business.

NTT DATA’s Retail Banking practice combines deep industry expertise with a unique ability to apply technology to achieve business-driven outcomes. Our team aligns digital solutions with core banking, lending, card, payments, and channel management strategies.

We can help you


Reshape Core Retail, Payments and Cards


Reimagine Lending


Enable Enterprise Change


 Adapt to Evolving Regulations

Reimagine Lending

Amid fierce competition from non-bank lenders, banks are struggling with a tightly regulated environment and plagued by a higher cost structure. NTT DATA can help you leverage digital for growth and competitive advantage. Our teams work with you to improve customer experiences, manage data complexity, and industrialize the lending approach to improve effectiveness, drive efficiencies, and transform technology end to end.

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Enable Enterprise Change

Whether you are expanding your products and services, divesting an underperforming business, or seeking economies of scale, our consultants can help you plan and execute merger acquisition, integration, and divestiture efforts. We guide your team through each step of the process, from strategy development and deal economics to planning, integration, and program management that protect original business goals. To accelerate your new enterprise’s value, NTT DATA helps you reimagine core banking to maximize operational efficiencies in the digital world.

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Engage Customers Through Data and Analytics

As banks look to attract today’s digitally savvy customers, how they manage and analyze data plays a key role. We put the infrastructure, processes and technologies in place to improve data collaboration. Specifically, we help banks improve extraction and analysis, leading to better partner collaboration, customer segmentation and revenue growth.

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Banking & Financial Services